Our Process
ISU Value Search™
Buying insurance for your business, your employees, or your family is a hugely complicated task. Almost everyone wonders if they are receiving the best value for their premium dollar. With ISU's structured search process, that doubt is addressed head-on.
Three Dimensions, Every Search
ISU Value Search™ optimizes across three dimensions simultaneously.
Right-Fit Coverage
We match your specific exposures to carriers and rank results by coverage quality — helping you avoid policies that leave gaps in your protection.
Vetted Carrier Service
Carrier service ratings are factored into every recommendation. You get a company that's responsive when it matters most - at claim time.
Competitive Pricing
By searching 300+ carriers electronically, we put real market competition to work for you — driving competitive premiums without sacrificing protection.
How It Works
Fast, easy, and repeatable.
Share Your Exposures
We start with a thorough conversation about your business, your family, your assets, and what keeps you up at night.
We Search the Market
Using the ISU Policy Placement Advisor, we instantly query 300+ carriers and filter to those best matched for your specific risk profile.
Ranked Results
Carriers are ranked on three dimensions: coverage, service, and premium. You see the full picture - not just the cheapest option.
Annual Re-Search
Your needs evolve. Markets change. We repeat ISU Value Search™ every year so your coverage stays aligned with current market conditions and your evolving needs.
The Technology Behind It
ISU Policy Placement Advisor
Utilizing the strengths and resources of the ISU Insurance Agency Network - with over 4,000 highly trained professionals in 225+ offices writing approximately $8 billion in premium coast to coast - your ISU professional can instantly search our carrier database of 300+ companies.
The ISU Policy Placement Advisor matches your specific exposures to our carriers and ranks them across three dimensions: coverage quality, carrier service ratings, and premium. It's fast, easy, and helps cut through the complexity of the market.
300+
Carriers Searched Instantly
$8B+
Annual Premium Volume
4,000+
ISU Professionals Nationwide
Ready to put your insurance program through an ISU Value Search™?
Let us run an ISU Value Search™ for your business or personal insurance today.
Request a Value Search